Homeowner - What can I do?

Is my Property in the floodplain? 

Below are tools to determine if your property is located within the floodplain: 

• FEMA Flood Maps
• Delaware Flood Planning Tool and User Guide

TIPS FOR HOMEOWNERS 

• Elevate your house
• Best Management Practices
• I-Adapt tool (DCP tool currently under development)

FLOOD INSURANCE

National Flood Insurance Program

• Flood Smart
• The Cost of Flooding
• Do In need flood insurance?
  • Determine if you need flood insurance here   Note: If your dwelling or structure is located within the 100-year floodplain as indicated on FEMA Flood Insurance Rate Maps (FIRM) which can be viewed on the Delaware Flood Planning Tool or FEMA National Flood Hazard Layer then there will be a mandatory flood insurance purchase requirement if you have a federally-backed mortgage.
  • Even if your home is outside of the 100-year floodplain, you should still consider purchasing flood insurance, since homeowners insurance does not cover flood damage.  Renters can purchase flood insurance to cover the contents of their dwelling.
    • National Flood Insurance Program (NFIP)
    • Risk Rating 2.0

What to do in a hurricane/evacuation?

• Locate your Medical records, medicines, and have access/mobility
• Vacationers - What do I do? Where do I go? 
  • If a storm is coming before your trip, please stay home.
  • If a storm comes during your trip, comply with local government/State directions. 
  • Prepare DE